Arizona SR22 Insurance – certificate of financial responsibility

Arizona DUI and SR22 Insurance

Arizona – certificate of financial responsibility

Arizona – certificate of financial responsibility – Select Insurance Group offers cheap Arizona and Arizona Non-Owner . In simplest terms, the Arizona form is a certificate proving future financial responsibility. If you fail to maintain proof of future financial responsibility for the mandated length of time, you may lose your driving privilege and/or vehicle registration.

You obtain an Arizona from any insurance company, such as STI Insurance Agency, that is licensed to conduct business in Arizona.  If during the required probation period you let the auto insurance policy that has the Arizona  attached cancel or lapse your license will be suspended. Jail time and more fees may be a result and most likely you will need to start the probation period over again. In simplest terms, the form is a certificate proving future financial responsibility.

If you fail to maintain proof of future financial responsibility for the mandated length of time, you may lose your driving privilege and/or vehicle registration. You obtain an from any insurance company, such as Select Insurance Group, that is licensed to conduct business in Arizona.

What will require an SR-22 form?

  • Driving under the influence of drugs/alcohol (DUI)
  • Involved in accident causing injury or death
  • Reckless driving
  • Refusal of chemical BAC test
  • Habitual offender

 

 

 

 

How long do I need to have an in Arizona?

You must maintain an for three years from the date of suspension unless otherwise stated in the judgment. Suspension requirements vary from case to case so be sure to contact the state for your specific judgment.

How much will my car insurance increase if I need an form?

Your car insurance is likely to increase due to the nature of the violation that is causing you to file an SR-22. If you were convicted of a DUI or reckless driving your premiums will increase substantially. If you were involved in an accident and need to file an your premiums will probably not be as high.

Arizona   Requirements

The state of Arizona requires all forms to meet a minimum liability insurance level. The minimum limits are:

  • $15k Per Person Bodily Injury
  • $30k Per Accident Bodily Injury
  • $10k Property Damage

While these limits are minimum they are rarely recommended levels of coverage. Ask your insurance agent what they recommend based on your financial position.

You will need to get your SR-22 from a licensed insurance carrier in Arizona. These insurance companies will provide the state with the required filing information and status updates if the policy is cancelled. Remember you will need to restart the probation period if the policy is cancelled and could face possible jail time.

Suspended License Information and Reinstatement

In order to reinstate your license there may be multiple documents and steps needed to be completed. If it is a court ordered suspension you will need clearance from the court and possibly   an SR-22 form showing proof of liability insurance.

In order to reinstate a license due to failure to maintain proper insurance you will need to obtain an from an insurance carrier. This insurance company must operate in the state of Arizona.

You may be asked to take a written and/or road skills test. Reinstatement fees vary so be sure to ask the state office. If all requirements have been met to reinstate except paying the fees you can reinstate online.

If you have questions, don’t hesitate to call: 877-949-7873 or 855-GET-SELECT (855-438-7353). One of our licensed agents will help you right away.

 
Select Insurance Group