Minnesota Non Owner SR22 Insurance
Minnesota Non Owner SR22 Insurance – Minnesota has many drivers that need to file SR22 insurance with the state and that includes those that don’t own a car. It is possible to get the SR22 filing even if you don’t own a vehicle and it may actually be more affordable this way. If you do own a car we can still help you find affordable SR22 insurance in MN but we specialize in drivers that don’t own a car.
In most cases drivers want to reinstate their license after being convicted of reckless driving, driving under the influence of driving without insurance. The first step is to compare rates from multiple companies that offer non-owner SR22 policies. This type of policy is more common than you think especially when you live in a town where a lot of people take public transportation.
Minnesota SR22 Insurance Requirements
The SR-22 is not an insurance policy alone but rather just a method that the Department of Motor Vehicles uses to confirm an insurance policy is in force. In fact the SR22 only costs approximately $25 to add on to an auto insurance premium. The requirements include having the filing continuously for the period determined by the court, usually three to five years. They also want to make sure you have the minimum level of liability insurance which is listed below:
|Bodily Injury Per Person||Bodily Injury Per Occurrence||Property Damage|
Once the insurance company files the SR22 for you the process is simple, keep making payments. If you let the policy lapse then the insurance company will file an SR26 which shows the policy is cancelled or lapsed due to nonpayment.
How much is non-owner SR22 insurance in Minnesota?
With rates being so widely different among the various insurance carriers it is wise to compare rates from at least 3 companies. We work with some of the most trusted and sought out insurance companies to find you affordable non-owner SR22 insurance.