Nevada SR22 Insurance – proof of financial responsibility
An SR-22 is a form issued by an insurance company that shows proof of auto liability insurance to the Department of Motor Vehicles (DMV).The issuing insurance company notifies the state that a NEVADA FILING has been filed on your behalf. The issuing company will also notify the Nevada DMV any time the policy cancels. A NEVADA FILING is usually required if your driver’s license has been suspended for any reason, you will need a Nevada SR-22 Insurance form filed to the Department of Motor Vehicles if you have had license suspension for the following violations:
Driving under the influence of alcohol and/or drugs (DUI)
Failure to drive with proper insurance
Failure to pay child support
Accumulation of 12 points on driving record in one year
Failure to appear in court
Learn More About Nevada :
These are some of the violations that will require you to file an with the state of Nevada.
How long do I need an in Nevada?
The holding period is 3 years from the date of your license reinstatement. If you fail to maintain the insurance policy at any time during this 3 year period your license will be suspended again. This will result in the 3 year probation period to start over again. Keep in mind the Nevada DMV does not notify you when you are eligible to remove the SR-22 filing.
How much does increase my premiums?
The cost to file the SR-22 is only $25-$50 depending on the auto insurance company. If you notice an increase in your insurance premiums once the is added it is likely due to the violation that caused you to file the . For example if you failed to pay child support this would not increase your insurance costs but street racing would dramatically increase your auto insurance rates. To find cheaper insurance use our online service to compare rates from companies in your area.
The state of Nevada requires liability insurance to protect other drivers in the event of an accident. The minimum limits are:
$15k Per Person Bodily Injury
$30k Per Accident Bodily Injury
$10k Property Damage
While these limits are minimum they are rarely recommended levels of coverage. Ask your insurance agent what they recommend based on your financial position.
Suspended License Reinstatement
In order to reinstate your Nevada driver’s license you must comply with all the requirements of your suspension. This information can be found in the notice sent to you when suspension was first started. The notice will include the start and end dates of your suspension and any requirements that must be met.
Each offense will have different reinstatement requirements so check your documentation carefully. If you have questions about your suspension contact: DMV Driver License Review 555 Wright Way Carson City, NV 89711 775.684.4368 Once you have met all the requirements you may still need to take a written test, vision test, and driving skills test.
If you have questions, don’t hesitate to call: 877-949-7873 or 855-GET-SELECT (855-438-7353). One of our licensed agents will help you right away.