South Carolina(SC) requires SR22 insurance for 3 years. This can be a long time if you’re paying for a policy you can’t afford. To find the best South Carolina non-owner SR22 rates possible click here. If you are caught drunk driving (DUI / DUAC) or operating without mandatory liability insurance in the State of South Carolina, you will be required to file an SR22 form with the DMV.
This form proves financial responsibility. If the DMV has your SR22 form on file, then they know that you have liability insurance. In order to get a South Carolina SR22 Insurance form, you must purchase South Carolina SR22 insurance. If you do not own or have regular access to a vehicle, you can purchase what is known as non-owner SR22 insurance. In this case, you would file a non-owner SR22 form.
Can I get a non-owner South Carolina SR22 Insurance plan ?
Yes. Non owner SC SR22 insurance allows the named insured driver to drive any motor vehicle that they are given permission to drive. If you purchase a South Carolina non-owners SR22 insurance policy, make sure you do not drive any vehicle you have not been given express consent to drive and ensure that the vehicle in question is insured by the owner.
An South Carolina SR22 non-owners insurance policy is a great way for drivers who do not own a motor vehicle and who may not have regular access to a motor vehicle to meet the states drivers license re-instatement insurance requirements. Purchasing non-owners liability coverage will enable drivers to satisfy the states SR22 insurance requirements without owning a vehicle.
There are three types of certificates available:
- SC SR22 Operators Certificate: This covers the driver for the operation of any non-owned vehicle they have been given permission to drive.
- SC SR22 Owners Certificate: This covers the driver to drive any vehicles owned by the driver. The certificate may be issued with the details of the make and model of the drivers automobile or it may cover any vehicle owned by the driver.
- SC SR22 Operators-Owners Certificate: This covers any vehicles owned by the driver and any vehicles that are not owned but the driver has been given permission to drive.