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When is an SR22 required in Rhode Island

When is an SR22 required in Rhode Island

The SR-22 financial responsibility Insurance form is required in Rhode Island in the following cases:

  1. If you have any safety responsibility suspensions (Type Action 04, which involves uninsured motorists who did not pay for damages or injuries they caused). For example, if an uninsured driver was involved in an accident in the past but did not pay the requisite compensation then he or she needs to fill the SR-22.
  2. If you have any unsatisfied judgment suspensions (Type Action 06, a suspension resulting from a civil judgment entered against a driver involved in an accident that remains unsatisfied). For example, if a driver involved in an accident in the past has an unsatisfactory judgment entered against him then he or she needs to fill the SR-22.
  3. In case of revocations of license (Type Action 01 and 02).
  4. In the case of mandatory insurance supervisions.
  5. For individuals who have received more than three convictions for mandatory insurance violations.

There are three different types of SR-22 forms:

  1. The Operator’s Certificate covers the financial responsibility in the case the motorist does not own a vehicle.
  2. The Owner’s Certificate covers the financial responsibility for vehicles owned by the motorist.
  3. The Operators-Owners Certificate covers financial responsibility for all the vehicles that are owned or non-owned by the motorist.

For out of state resident

  1. If you are required to file an SR-22 in the state of Rhode Island, you will have to do so through an insurance provider that is licensed to do business in the state.

Additional information

  • An amount of up to $50,000 in cash or securities may be deposited with the State Treasurer in place of the SR-22. The motorist can also file a surety bond or a real estate bond approved by a court of record.
  • For related information, see Auto Insurance, DUI/ DWI Lawyers, DUI/DWI Information and Suspended License.

About Steve Ludwig

Regardless of if you own a vehicle or not or if you’ve maintained having prior insurance. Our Goal is to find affordable insurance solutions for every driver, regardless of your previous insurance or accident history. If you need Non-Owner or owner SR22 insurance, Florida and Virginia FR44 insurance, Georgia SR22A insurance, Indiana SR50 insurance, an Ohio SR22 Bond, or DUI insurance, Select Insurance Group is the right SELECTion for you!

2 thoughts on “When is an SR22 required in Rhode Island

  1. Gretta G. says:

    Fantastic blog you have. I’ll want to thank you 4 it. If u like to visit our site check it out. Thanks for visiting!

  2. Sajid says:

    You won’t be getting a linecse for a very long time. Probably at least two years until you can apply.Not only were you driving without a linecse, you were driving drunk.The laws should be harsh when you drive drunk and put everyone on the road with you in danger of losing their lives.

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