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Getting Cheapest Colorado Non Owner SR22

Cheapest Colorado Non-Owner SR22

Getting Cheapest Colorado Non Owner

Cheapest Colorado Non Owner SR22 Insurance

The State of Colorado requires an filing after the following offenses:

  • DUI
  • Refusal to submit to a BAC test
  • Under 21, any conviction of alcohol/drug use while driving
  • Operating without liability insurance
  • Vehicular assault
  • Vehicular homicide
  • Using a motor vehicle in a felony
  • Failing to stop and render aid
  • Perjury of false affidavit or statement
  • Vehicle theft or criminal mischief causing damage to a vehicle

How To Get A Colorado Non-Owner Policy – If you are required to file an form with the Colorado DMV, and you do not own a vehicle, you may need to purchase a non-owner policy. This type of will cover other vehicles and their drivers in the event of an accident. It will not cover you or the vehicle you are driving.

Colorado Non-Owner and Ignition Interlock Law

The State of Colorado requires DUI offenders who had a BAC of 0.17 or higher to install an ignition interlock device in any vehicle that they drive. Colorado restricts these drivers to 2 years of interlock driving.
If you have an ignition interlock requirement for this reason, you will not be able to buy a non-owner policy, because you will need to own a vehicle in order to fulfill the interlock requirement.

How to Get Colorado Non-Owner

Colorado requires drivers to keep an on file for up to three years, so it is important to find a rate that you can live with. If your is canceled at any time, your driver’s license will likely be suspended. If you are planning to change companies, be sure to get your new non-owner on file before the current one is canceled. You can begin the rate comparison process by entering your Colorado zip code here:

For More Information:
For more information about Colorado non-owner , visit the Colorado Department of Revenue or call 303-205-5613 (303-205-5940 TDD).

Colorado DUI First Offense

Colorado DUI

A person who gets arrested on a first offense DUI charge in Colorado will be charged in one of two ways. The first is if that person’s blood alcohol concentration, or BAC was .08% or greater, they will be charged with the offense of DUI. The second way a person may end up facing a drunk driving charge is if they are stopped and found to have a BAC level between .05% – .079% they will be charged with DWAI, or driving while ability impaired.

Colorado Administrative Drivers License Hearing

Upon being arrested for a first offense DUI charge in Colorado the arresting officer will immediately confiscate your driver’s license and issue you what is called a “Notice of Suspension” warning. This notice will function as your temporary driver’s license for the next 7 days.

Important: It is very important to note that you only have 7 days from the date that is noted on your “Notice of Suspension” warning in which to request an administrative driver’s license hearing with the DMV if you wish to avoid the pending suspension of your driver’s license. We strongly urge you to contact a Colorado DUI lawyer who has experience representing clients at DMV hearings if you hope to have a successful out come at your hearing.


The purpose of the administrative hearing at the DMV is for the DMV hearing officer to review the information that has been provided by the arresting officer against you to determine if in fact you were in violation of driving under the influence and your driver’s license should be suspended by the DMV. You and your lawyer will also be given the opportunity to present any evidence that you have gathered in your favor that refutes the officer’s evidence.
The hearing is also a great opportunity for your lawyer to listen to and challenge the arresting officer’s testimony as part of preparing your case for your day in court. Remember, the DMV administrative hearing is purely to deal with the potential suspension of your driver’s license and has nothing to do with the pending criminal case you will face in court.

Colorado First Offense Penalties

Fines
First time offenders will be faced with a minimum fine amount of $300 plus all associated court costs, up to a maximum fine amount of $1,000 plus all associated court costs. The court does have the discretion to impose a large fine amount if it is determined to be necessary.
Jail Time
A first time DUI offense will result in a minimum jail sentence of 5 days up to a maximum of 5-years. The length of jail time beyond the minimum will depend partly upon the circumstances surrounding your case such as any injuries to others, minor in the vehicle at the time, or property damage. These are just several examples of how a person’s jail sentence may be extended by the court.
Drivers License Suspension
If the DMV upholds the officer’s suspension of your license you will be facing a 3 month suspension period from the DMV. First time offenders may apply for a restricted license through the DMV after serving the first 30 days of the suspension period. If you refused or did not successful complete any part of the chemical testing your license will be suspended for 1-year and you will not be eligible to apply for a restricted license anytime during the 1-year period.
In order to reinstate your license following your suspension period or before the DMV grants you a restricted license you will be required to show proof of financial responsibility to the DMV in the form of an SR-22 form filing by your Colorado provider. You will have to maintain your filing status with the DMV for a period of 3-years from the date of reinstatement.
Ignition Interlock
First time DUI offenders who registered a BAC of .17% or greater will be required to have an ignition interlock device installed in their vehicle for a minimum of 2-years following the reinstatement of their driver’s license.
Community Service
All first time offenders will also be required by the court to serve a minimum of 48 hours of community service up to a maximum of 96 hours.
Chemical Test Refusal
As noted above in the Drivers License Suspension section, anyone who refuses to submit to a chemical test or fails to complete the chemical test will have their license suspended for a period of 1-year with no chance of receiving restricted driving privileges during that time.
Alcohol Education Class
All first time offenders will be require to attend and successfully complete an approved Colorado alcohol education class.

Colorado Information & Quotes

All first time DUI offenders in Colorado will be required to perform an filing with the Colorado Department of Motor Vehicles. The is basically a form that your insurance provider will file with the DMV on your behalf.
The is real just a rider or attachment to your high-risk auto insurance policy that states that your insurance provider is obligated by law to inform the DMV if there is ever a lapse in your insurance coverage during the 3-year filing period. to insure that you avoid a potential lapse in your coverage it is important for you to get multiple quotes from various insurance companies in your area who offer SR-22 filings with the DMV.

Colorado Filing Information & Quotes

Colorado SR22 Insurance Filings

If your Colorado driver’s license has been suspended or revoked because of a DUI or related offense, you will need to file an form in order to get your license reinstated. This means that you will need to find an insurance company that offers Colorado .

The length of one’s Colorado requirement depends on the offense:

DUI OffenseLength of
1st Offense DUI or Per Se with no other alcohol convictions or revocations3 months
2nd Offense DUI or Per Se3 years
3rd Offense DUI or Per Se3 years
DUI or Per Se involving an accident3 years
1st Offense Refusal to Submit1 year
2nd Offense Refusal to Submit3 years
3rd Offense Refusal to Submit3 years
Refusal to Submit with any prior alcohol conviction3 years
Refusal to Submit involving an accident3 years
2nd Offense Under 21 Per Se6 months
3rd Offense Under 21 Per Se1 year
Under 21 DUI or DWAI1 year
Under 21 DUI or DWAI involving an accident3 years
2 alcohol violations within 5 years3 years
3 alcohol violations in lifetime3 years

How to Get Colorado

doesn’t have to be a long and complicated process. Let us help you. We have partnered with the top providers in Colorado to make this process as quick and simple as possible for you. We are able to quote every company that offers in Colorado and give you the lowest rate possible while saving you the hassle of calling multiple insurance providers to get the same quotes. To get started, simply enter your information below and press “submit”:

How to Get Your Colorado Driver’s License Reinstated

In order to reinstate your Colorado driver’s license after a DUI suspension / revocation, you will need to buy . Then, complete an Application for Reinstatement. Then mail your application, your form, and a $95 reinstatement fee to the DMV.
It can take 20 business days to process a reinstatement, so you will want to begin the process before your suspension / revocation period is over. The DMV will mail you a letter of clearance when your reinstatement is complete. You can then apply for a new license. You may need to retake your written, vision, and road tests.
If your BAC was 0.17 or higher, you will also be required to complete a Level II alcohol education and therapy course before reinstatement.

Colorado Ignition Interlock Laws

You may be eligible for early reinstatement with ignition interlock if:

  • This is your first DUI / Per Se offense and you have served at least 30 days of your suspension. You would then be restricted to interlock driving for 8 months.
  • Your license has been revoked for a DUI / Per Se and you have already served at least 1 year of your revocation.
  • To inquire about early reinstatement with interlock, call Driver Services at 303-205-5613.

There is also a mandatory 2-year interlock requirement in the following cases:

  • First offense with a BAC of 0.17 or higher (2 years)
  • Second offense DUI within 5 years (2 years)
  • Second offense Per Se in lifetime (2 years)
  • Third offense DUI or Per Se in lifetime (2 years)
  • Habitual Traffic Offender with one alcohol-related driving offense after 7/1/2000 (4 years)
  • Second offense Refusal to Submit (1 year)
  • Third offense Refusal to Submit (2 years)

Click here for a list of approved Colorado ignition interlock vendors.

For More Information: call the Colorado DMV at 1-800-777-0133 (TTY 1-800-368-4327)

How To Get A South Carolina Temporary License

DUAC, DUI, SC, Temporary Drivers License, Hardship, ProvisionalHow To Get A South Carolina Temporary License 

How To Get A South Carolina Temporary License  – Being convicted of driving under the influence (DUI) or driving with an unlawful alcohol concentration (DUAC) has many consequences. Jail sentencing, fines, mandatory classes, community service, and the loss of your personal and/or commercial driver’s license are all possible.

In many situations, you can get a temporary driver’s license to help you get back on the road and get on with your life. After all, it is hard to go to required alcohol safety classes when you can’t drive yourself. Also, if your job requires you to drive, you need a speedy way to become a legal driver again so you can do your job.

Let’s go over some of the ways you can get your driving privileges back after a DUI or DUAC conviction.

Types of Temporary Driver’s Licenses

One of the first things that happens to you once you’re convicted of a DUI or DUAC is that you lose your driver’s license. Some of the time you can get back some of your driving privileges on a temporary basis, but doing so requires you to jump through some confusing administrative hoops.

There are three kinds of temporary driver’s licenses in South Carolina, and each one is used in specific and different circumstances:

  • 1- A Temporary Alcohol Restricted License (TARL) can be obtained after your DUI or DUAC arrest. This restricted license is used by those who have refused to take the breathalyzer test and have requested an administrative hearing to contest the six month suspension for refusing the breathalyzer. It is valid for the period of time between the arrest and the administrative hearing to contest the license suspension (if you request one) in your case. Unlike the other two types of temporary licenses, a TARL is for those who have not (yet) been convicted. Not everyone qualifies for a TARL, but if you do, it will get you back on the road. There are also several requirements you must abide by if you decide to go this route.
  • 2- A Provisional Driver’s License may be granted after a DUAC conviction for the period of time that your license is suspended. It doesn’t have restrictions on how and where you can use it. We will cover this in more detail below.
  • A Route Restricted License may be issued after a DUI conviction to allow you to drive to work, school, court appointments, alcohol programs, etc. We will discuss this license type later as well.

After being convicted, the type of temporary license you can get depends on a variety of different things. In some cases, you may not be eligible for one at all. While both post-conviction types—provisional and route restricted—are similar, there are some differences we’ll highlight next.

Provisional Licenses

Whether you’re found guilty or you plead guilty, you may qualify for a provisional license after a first offense DUAC or DUI conviction. A provisional license allows you to drive to work, school, grocery stores, social activities, church and court-mandated programs imposed as part of your DUAC conviction. In other words, you may continue driving as if you had a traditional driver’s license. There are, however, administrative processes to go through, including an application and associated fees ($100).

To be approved for a provisional license, you must meet certain requirements:

  • You must have or have had a SC driver’s license.
  • You must have no other license suspensions.
  • You must be enrolled in the Alcohol and Drug Safety Action Program (ADSAP).
  • You must have an SR-22 insurance certificate. You can get this certificate through your insurance carrier. You will likely have to pay higher insurance premiums because of the certificate, but it only lasts for three years.
  • For some first offense DUAC and DUI convictions, you also need an Interlock Ignition Device (IID). This device prevents you from operating your vehicle until you blow into a tube and the device measures your blood-alcohol content. An IID is required for all drivers who are convicted more than once for DUAC or DUI and for those first offense convictions where the blood alcohol content is above a .15.

Once you have your provisional license, it lasts as long as your suspension. When you’re ready to get your regular driving license back, you must pay a reinstatement fee of $100. Before you can be reinstated, you must complete ADSAP.

Please note, a provisional license is only for those convicted of a first offense DUI or DUAC charge. Read on to learn about a route restricted license.

Route Restricted Licenses

When a provisional license is not available, for example, when it’s a second offense DUI or DUAC, a route restricted license allows you to drive to and from certain specified places so you can continue your day-to-day life. By law an individual may obtain a route restricted license only once in his lifetime for these type of suspensions.

  • Accident Judgment
  • Alcohol Violation
  • Blood Alcohol Concentration (BAC .15)
  • Controlled Substance
  • Failure to Stop for a Blue Light
  • False Insurance Certification
  • Implied Consent
  • Misrepresentation of Identity

Please note, you may only obtain a route restricted license once in your lifetime unless you are suspended for nonpayment of child support or driving under a suspension that is not DUI related.

Let’s look at a real-life scenario.

Say you are charged with DUI. You want to contest the suspension of your driver’s license for refusal to submit to the breathalyzer test at an administrative DMV hearing. Between getting charged and awaiting the hearing, you obtain a TARL. At the hearing, your suspension is upheld, and you are convicted of DUI. Now your TARL is no longer valid, So if you want to drive to work, you must apply for a provisional driver’s license if it is a first offense DUI or a route restricted license it is a conviction for DUI 2nd or greater.

People also seek a route restricted license after pleading guilty to an alcohol or drug related offense.

Whether you contested the charge or not, a DUI conviction means your driver’s license is taken away, and one of the only legal ways to drive is with a route restricted license. Using this type of temporary license, you can drive to work, school, ADSAP and other pre-approved places.

The process for obtaining a route restricted license is similar to the process for getting a provisional license, but there is a difference in the paperwork. You must submit Form DL-127 to the Department of Motor Vehicles.

This form includes spaces for you to describe your normal commute to work or school. This is where you will specify the places to which you need to drive. It’s important to be thorough because the license allows you to drive only to these places. The cost for a route restricted license is $100. And you pay another $100 when you reinstate your regular license.

As long as your suspension lasts, your route restricted license will remain valid. If your regular driver’s license expires while you have a route restricted license, you may need to retake your driving test when you renew your license.

With some very specific exceptions, you can only obtain a route restricted license once in your life. After that, you’re out of luck when it comes to driving after subsequent DUI or DUAC convictions.

Cheap Uber And Lyft Rideshare Insurance

uber rideshare insurance

Cheap Uber And Lyft Rideshare Insurance

Cheap Uber And Lyft Rideshare Insurance – Uber and Lyft only cover rideshare drivers during Periods 2 and 3.  Period 2 starts once you accept a ride request and are en route to your passenger, and Period 3 starts once your passenger gets into your car.  BUT when you’re online and waiting for a request during Period 1, you have no collision coverage from Uber or Lyft and much lower liability limits.  So as a rideshare driver, you’re most at risk during Period 1 since you won’t get any collision coverage from rideshare companies and your personal insurer likely won’t cover you during this time either.

Rideshare insurance solves this gap by covering drivers during Period 1, and additionally they won’t drop you for being a rideshare driver.  Some policies will even cover you during Periods 2 and 3 so you won’t be subject to Uber’s $1,000 collision deductible and Lyft’s $2,500 collision deductible.

The Basics of Rideshare Insurance

All rideshare drivers are required by Uber and Lyft to have personal insurance in order to become a rideshare driver.  Originally, the TNC’s wanted your personal insurance to cover all of your rideshare activities but the insurance companies quickly said ‘NO’ to that.  That should make sense too, if you’re driving people around and making money, you’re no longer engaging in personal driving activities so why would personal insurance be on the hook for that?

The Coverage Is Not The Problem

If you’re going to engage in livery, you need some type of commercial insurance for that portion of time while you’re driving people around.  As it stands now, Lyft and Uber offer primary liability and excess collision when you’re engaged on a trip or on your way to pick up a passenger.

So right now, as a rideshare driver you are 100% covered if you get into an accident.  I won’t go into every scenario since there are a lot of different possibilities and outcomes but either your insurance (not as likely) or Uber/Lyft’s insurance (more likely) will cover you if you get into an accident.  If the latter ends up happening though, you will have to pay a $1,000/$2,500 deductible to receive collision coverage.

What’s The Risk Then?

I still see articles and comments popping up from time to time that say you’re not covered if you get into an accident while driving for Uber & Lyft.  That is 100% false, you’ll be covered.  But the real risk that stems from getting into an accident is that your personal insurance company will find out and drop you.

If/when you get into an accident while rideshare driving, you have the option of making a claim through your personal insurer or going through Uber/Lyft’s insurance company (they both use James River).  I know some people have been able to go through their personal insurance without being dropped but that is likely because they were never asked about being a rideshare driver.  Most personal insurance companies now ask this question as part of their standard protocol after you get into an accident.

 wouldn’t advise lying to your insurance company since that’s a crime.  But let’s say you decide to go through Uber/Lyft’s insurance in order to avoid having your personal insurance company find out you got into an accident while rideshare driving.  That strategy works well for the liability portion but since both companies offer collision coverage in excess, you will need to make a claim with your personal auto insurer first.  If they deny it (which they likely will), then Lyft and Uber will step in to cover you.  But you still run into the same problem as before since your insurance company will likely drop you from your policy once you admit to being a rideshare driver.

I haven’t gotten into an accident yet while driving rideshare (although it would make for good writing material :)) but I have spoken first-hand to a few people who have.

  • Going through your personal insurance company: I talked to a couple people who got into accidents and actually were able to successfully get covered by their personal insurance.  But both people I talked to did not reveal that they were a rideshare driver to their insurance company.  The first person said they were never asked and the second said that the adjuster asked a question about driving to work but nothing specific about being a rideshare driver.
  • Getting into an accident while driving for Uber: I spoke with one person a couple weeks ago who got into an accident and went through Uber’s insurance.  The process was slow and a bit painful but they did end up getting covered.  They did have to pay the $1,000 deductible but Uber did not make them file a claim with their personal auto-insurer first.  Technically, Uber is supposed to make you file a collision claim with your personal insurer in order to provide excess coverage, but if they don’t, then that’s very good news for drivers since it means you can get into an accident while driving for Uber, receive coverage from them and your personal insurer will never find out.
  • Getting into an accident while driving for Lyft: I spoke with two drivers who confirmed that Lyft forced them to make a collision claim with their personal auto insurer before even being allowed to pay the $2,500 deductible and get coverage through them.  In one case, the driver wasn’t dropped (I have no idea why since they should have been) and in the other case, the driver was.

These examples show just how confusing the whole rideshare insurance situation is right now.  If you get into an accident, you could have a completely different experience but it’s important to know what the risk is ahead of time, before something bad happens.

It’s The Lying That’s The Problem

Many Lyft/Uber drivers don’t really have a problem with the actual coverage that Uber and Lyft offers.  $2,500 deductible is pretty ridiculous but the other option to not to participate instead if they don’t like it.  

 If Lyft/Uber drivers were to call their insurer today, I know for a fact that they would drop them.  In fact, there are very few personal auto insurance company in each state that will cover rideshare drivers.  So that means that there are hundreds of thousands of other drivers that are all being asked to lie to their insurance company.

What’s The Solution?

The solution from regulators and insurance companies is for rideshare drivers to buy commercial insurance.  But at 10-20x the cost, that just isn’t feasible for most, if not all drivers.  Why should you have to pay commercial insurance for something that you may not use every week or even every month?

There are companies like Select Insurance Group that have a handful of companies that offer rideshare insurance in each state .  To be honest, I don’t really understand why there aren’t more companies lining up to insure rideshare drivers…. A hybrid policy that covers personal/part-time commercial driving is exactly what drivers need.  But clearly, it’s not a priority for insurance companies or Lyft and Uber.  Drivers are really the ones with the most to lose and the most at risk because they are being asked to lie to their insurance companies and if they get into an accident, it will be nearly impossible to find a company that will insure them again.  Select Insurance Group can help you obtain coverage by calling 855-438-7353 (855-GET-SELECT) or by filling out a FREE QUOTE FORM.

 

Texas State law regarding ignition interlock devices

Texas state law regarding ignition interlock devices

Texas State law regarding ignition interlock devices

Texas State law regarding ignition interlock devices – According to MADD, the state of Texas is the leader in fatalities cause by drunken driving.  In the past year, a whopping 1,446 fatalities were reported as a result of DUI. 

Clearly this calls for care and mindfulness when considering if to drink and drive or not.  What starts out as a good time can easily turn into a tragic affair no one had anticipated.

How long does SR22 stay on record?

How long does SR22 stay on your record?

Before the answer of how long an stay on record, it is prudent to explain what it is for those who may not know what it is. A is a document that proves that the person who carries it has the financial ability to meet any financial obligations that may arise as a result of an auto accident they may be party today.

The Consequences of Underage DUI Convictions

The Consequences of Underage DUI Convictions

The Consequences of Underage DUI Convictions

The Consequences of Underage DUI Convictions. Many states have a zero-tolerance policy when it comes to drivers under the age of 21.

This means that if you are caught driving while under the influence of any amount of alcohol you will be convicted of a DUI.

This article will examine the laws regarding underage DUIs, how they differ from standard DUIs.

St. Louis DUI No Refusal Zone

St. Louis Is the Newest Member of DUI “No Refusal Zone”

St. Louis DUI No Refusal Zone

St. Louis DUI No Refusal Zone – If a St. Louis Mo officer suspects you are driving under the influence of alcohol, you have two options: to refuse the breath test and face a blood test. Whether you consent or not, these are the rules of “No Refusal Zones.”

The No Refusal Zone

The “No Refusal Zone” across St. Louis City news was announced in a planned press conference on Monday afternoon. In attendance was, Police Chief Sam Dotson, City Circuit Attorney Jennifer Joyce, and Fire Chief Dennis Jenkerson.  The issue has passed through the U.S. Supreme Court and was recently approved.

The Missouri law states that: If police pull you over and suspect that you are driving drunk, you can refuse to give a breath test, but the law does not protect you further. You might also not get defense recent nation’s highest court rulings from consequences that follow when you refuse a breath test. You might get your blood drawn without a warranty. Tyler McNeely was arrested in October 2010 by a Cape Girardeau County officer for suspicion of DUI and refused to take a breath test. The refusal led them to the hospital for a no-warranty blood test.

It seems like city officials plan this move every time one refuses the breath test. According to eight of the nine Supreme Court justices, this act is a violation of the suspect’s fourth amendment protection law. Therefore, the police must first seek a search warrant before taking any unnecessary search and seizure such as taking blood samples, says Justice Sonya Sotomayor.

A Mo. Judge Mike Carter in Wentzville was found not guilty of DWI.  In his statement, he applauded the city’s efforts against drunk driving.  However, it is quite disturbing to him when a police officer seeks a warrant for a blood test for each and every breath test refusal.

Depending on the state, fault in a car accident can be under fault or no-fault based systems. Missouri falls under the fault system, which require that your insurance company covers for medical expenses, economic damage and non-economic damage.

The maximum penalty for a DUI that should be covered by your include:

  • Paying a maximum amount per person for bodily injury (“BI”) injuries: $25,000.
  • Paying a total amount for all bodily injury if several people are injured: $50,000
  • Paying a total amount for property damage (“PD”): $10,000.

BAC Levels

The blood alcohol content BAC of an under 21 driver should not read .02% or higher, during a chemical test or else you will be cited for driving under the influence. There is a lookback period or a “washout” period of 5 years- at time when prior DUIs are relevant.

If you should operate a vehicle upon the public highways of this state, you should be aware of the implied consent law (this is an essential law being used by all 50 states in drunk driving prosecutions). The implied consent law places you as subject to the provisions of sections 577.019 to 577.041, you give consent to chemical test. If the law enforcement officer has reasonable grounds that you are physically impaired, all the necessary directions will be administered by the arresting officer.

A driver can exercise his or her right to withhold consent for the search: the Fourth Amendment. If it is done without warranty, then this gives the offender a shot at suppressing the test arguing that it was not given voluntarily. Since 2014, the state made it easier and faster for the arresting officer to get the warranties required for blood tests- they are obtained almost automatically.

50% of the drivers in City of St. Louis are notorious in refusing to take Breathalyzer tests or cooperate with field-sobriety tests. If you refuse to take the mandatory tests you will go to jail for 10 days or more depending on your case; you will also lose your license for one year.

Select Insurance Group is determined to help you know every bit of information that counts if you commit a DUI or DWI in the state of Missouri. For more information about /DUI laws fill our auto quote forms or contact us. We cater for the needs of high-risk drivers in accordance to the state requirements.

If you have questions, don’t hesitate to call: 877-949-7873 or 855-GET-SELECT (855-438-7353). One of our licensed agents will help you right away.

Average Costs of a DUI or DWI Arrest and Conviction

Average Costs Of A DUI Or DWI Arrest And Conviction

A standard drink at the bar is sweet during consumption. But not as sweet as average costs of a DUI.  Please do not ignore your body signals you when getting impaired. This is not all, you feel motivated to drive your way back and ignore the need of a designated driver. There is a good chance that you end up in an at-fault accident.  Or pulled over by an arresting officer for driving under impairment.

Using Special Colored License Plates for DUI Offenders

Using Special Yellow License Plates for DUI Offenders

Using Special Colored License Plates for DUI offenders

Specialty license plates for DUI Offenders –  It is now clear that revoking or suspending the driving privileges is a common penalty for DUI offenders. Despite a license suspension or revocation, these offenders get a provisional license which puts them back on the roads. It is very usual to find them getting more traffic citations and even causing accidents while impaired. The NHTSA encourages States to enact the use of Special License Plates to reduce this problem and hinder future driving especially when the offender is under license suspension or revocation.

DUI offenders are everywhere and it is not easy to identify them from the back of the wheels without the special plates. A certain number of states in America have special license plates for drunk driving offenders.  The plates are different in the sense of bearing numbers and letters that are limited to the penalties they receive from a court order. Special plates can be considered as a penalty that when used can help the DUI offender reduce his or her mandatory suspension period.

In Iowa, these special plates contain a “Z” in the series of numbers – one applies to get this type of vehicle plate. If your driver’s license is revoked in Minnesota, you will have to surrender your registration to the court. A special plate is issued if a member of the offender’s family has a valid license. In Ohio, the case is not different, the offenders get restricted license plates which are red and yellow in color. A special sticker is placed on the offender’s vehicle plates if it happens to be in Oregon.

This mandate is given to the departments of transportation: Authorities which get to design and issue Special License Plate – in some states the commissioner of motor vehicles is responsible for issuing these plates. The difference between the restricted driver motor vehicle registration plates and the regular registration plates are in form of:

  • Alphanumeric characters
  • Colors
  • Special sequence of letters – this is mostly for hardcore drunk driving

In Minnesota, the special DUI plates are known as whiskey plates. It is not applicable in all the states but some make it a requirement to DUI second or subsequent offenders. The period of use is mostly the same as the suspension mandatory period. Apart from the issuance of the special plates, other states may decide to make the following decisions:

  • Remove and impound the offender’s license plates
  • Order for the installation of alcohol ignition interlock devices
  • The convicted vehicle may be forfeited, immobilized (with a club or boot) or sold

According to NHTSA statistics, many second ‑ and third‑time DWI offenders accumulate traffic offenses and are involved in crashes even when their licenses are suspended. DUI recidivism has been substantially reduced after the introduction of these penalties in most of the states. The plates can be used to identify driver to the residents and the police. This gives caution to anyone that spots the vehicle.

Let’s make it clear on what you are to expect when you are arrested for a DUI in most of the American states. A DUI in full means driving under the influence and is quite different from Driving while intoxicated (DWI) in terms of age. So if you are below the age of 21, you will be convicted for DUI with any amount of detected amount of alcohol in the system. Sometimes the minor drivers end up being charged under a DWI if they exceed the 0.08% BAC or more limit.

Under the implied consent law, it is a crime to drive under intoxication. Therefore, one has no other obligation but to take a chemical test when they are under arrest. It is optional to take a Sobriety Test, but if you think that you are not in the right condition to pass the tests you can opt not to. This does not mean that you will not be arrested for a DUI. The available chemical test results will be used against you if you test positive for alcohol.

Under the Zero Tolerance Law the driver under age 21 loses his or her driver license and gets suspended for a certain period of time. When you file for a hearing, then you will be subjected to two suspension from the court sanction and the DMV authorities. If the DMV suspension or revocation is as a result of administrative action, then it is known as an Administrative Per Se (APS) – it is independent of the court rulings. One might be set aside but it will depend on the type of violation you have committed.

You will definitely get your driver’s license back when you have completed the mandatory period, paid the fines or fees and participated in the penalties that come with your court ruling. The penalties required by the court will depend on the type of violation. Your case will become a felony conviction if you:

  1. You are arrested for impaired driving-related criminal vehicular homicide or injury.
  2. Are arrested for your fourth DUI in a 10-year period.
  3. Have previously been convicted of a felony DUI.
  4. Moving violation
  5. Reckless driving
  6. Are arrested in the presence of a passenger in the vehicle under the age of 16

The penalties for the felony offenders are harsh and may include years of imprisonment and high fines. Rehabilitation and probation is a must for subsequent offenders. First offenders get to make a choice between limited license and ignition interlock. The use of ignition interlock devices for second offenders and subsequent convictions are not optional. The duration of using the IIDs will depend on the offense level- they range from 1-2 years.

An ignition interlock device is installed in the vehicle and it will require the user to provide a breath sample to start the vehicle. In simple terms, the vehicle will not start when you are impaired. Some people might use other schemes to go around the use of the devices but the new ones are improved. Additional penalties can be released if the data received from the IIDs suggest that you made certain attempts of starting your vehicle and it could not start. If you tried to destroy the device, then you could be in trouble if it is recorded.

Since the introduction of the ignition interlock device there has been a drastic reduction of alcohol traffic violation. This is good news to the nation as more and more states get encouraged to include the device in penalties. The main purpose of installing this device is to completely deny the driver access to his or her driving privileges when under the influence of alcohol. The provision for special license plates in some states allows a permit officer to stop the vehicle and check whether the driver is abiding to the suspension requirement. This allows the States to monitor the use of the sanctions.

To get your license back you will need to pay the proposed reinstatement fee, show that you have passed the DUI school test, ensure that you provide the driver’s license application fees, and submit chemical health assessment. You will not be denied the rights of driving since you can apply for a restricted license which will help you drive from home to work or school and back.

The Consequences of a DUI Conviction

 First-Time ConvictionsPrior Convictions
Service  in jail1-3 daysDepend on the level of offence
FinesDepend upon the state 
Educationattend mandatory DUI schoolattend DUI school
License suspensionup to a yearRange from 1 – 5 years
ignition interlock installationOptionalRequired
Information probationUp to 3 years. 

DUI penalties are less in first time non‑injury DUIs as compared to subsequent DUI convictions. The special plates can also apply to motorbike users since the definition of vehicles requires that the device moves upon a public highway. This capability of a property or person to be transported or drawn upon a public highway makes it a vehicle.

During the suspension period, you are required to install an ignition interlock device on your motorbike to get a provisional or limited license- this applies in some states. There is no exception, you will have to face similar penalties with car and truck drivers. If the state does not allow IIDs, then you will be required not to ride a motorcycle until your revocation is over. The interlock law will be required if you intend on driving cars during the suspension period.

It is quite embarrassing being branded by using special license plates. This adds to other penalties such as increased premiums when you are automatically considered as a high-risk driver by the State DMV. These unique license plates should be used on all the cars owned by the offender until the driving privileges are reinstated.

Since the States allow the arresting officers to pull over drivers using the special plates to check if their driver’s license is in a good state. These plates could cost the drivers an additional cost of up to $100. This is indeed good incentive for drivers who need to think before drinking and driving. It also helps the authority to be on the lookout for DUI repeat offenders. If on average a DUI first offender has driven 87 times while intoxicated. This is a clear fact that the offenders are likely to repeat a DUI.

In the case that the car owner is not guilty of a DUI but his or her car was involved, the use of special plates still apply unless he or she files a sworn statement. If the driver does not have a car and one of the family members owns one then someone must apply for a special plate. You are not allowed to apply for new registration plates until you have completed a certain period of use. You may also receive your registration plate if the state decides to issue you a valid driver’s license.

If a state opts for a license plate impoundment, then such certain circumstances the authority has the mandate to take the license plates off the vehicle involved in a DUI. Acting on behalf of the Commissioner of Public Safety, the arresting officer is allowed to order for a license plate impound. Apart from the state Department of Public Safety, the judge also has the mandate to make such orders. In most cases, the impound order leads to the application of special plates when a provisional driver’s licenses have been issued.

If a family member wants to drive the impounded vehicle and has a valid driver’s license, he or she will require special plates to use it. Plate impoundment can be challenged in court, one should apply for the hearing within 30 days of receiving notice. An administrative review or a judicial review is required if the vehicle is impounded by mistake. This process is similar to an implied consent traffic law hearing. The least number of years one is expected to use the special plates is 1 year.

Most of the DUI offenders get their valid driver’s license if they participate in interlock ignition device programs and the use of special plates. These two penalties are at times used together especially in subsequent DUI convictions. To reduce the stigma caused by tagging the convicted drivers, most states opt for Ignition interlock devices. This device will in the future become mandatory to all the states in America.

The cost of renting an interlock ignition device can amount to less than $500(this is a rough estimate, the rate might be between 50$-100$ per month lease depending on where you are geographically located) if it is to be used for a period of 1 year. However, this does not account for the cost of installation which involves paying for:

  • The device installation
  • Device removal
  • Device calibration and maintenance

Before installing an ignition interlock device you are required to identify the certified installers from your state DMV website. The installer is required to cooperate with the state in terms of relaying information. The installer has to send proof of installation to the relevant authority. You are also required to obtain an Ignition Interlock Driver License (IIL) before using your vehicle on the road again. The state law determines the length of time of using the Ignition Interlock law.

The rolling-retest feature of the IIDs makes it tough for the convicted driver from using tricks on the device. Business people, convicted of DUI require the installation of ignition interlock device before they apply for a restricted license for work purpose that requires frequently driving. Ignition Interlock requirement increases with the increase in DUI Conviction: zero tolerance laws.

Apart from being embarrassed when using the interlock device and the special plates, there are added costs. Certain qualifications are required to be met if you need the State to help assist you financially to help cover your ignition interlock cost. This aid caters for installation, removal, and monthly lease fee of the device. The cost of alcohol-related driving offense is extremely high that is why some of the first offenders do not make a mistake of repeating the mistake. 

Mothers against Drunk Driving (MADD), a nonprofit organization, compared the effect of license suspension and interlock device installation on the reduction of repeat drunk driving offenses. They found out that the use of IIDs in vehicles can reduce the number of repeat drunk driving offenses by 67%. What if the device was used in conjunction with the special plates?

It is clear now that drivers using special license plates and ignition interlock users for DUI offense get enough stigma and helps in fighting DUI recidivism. It is likely that you will require an /FR44/SR50/SR22A to reinstate your driver’s license. Select Insurance Group gives you a chance to get back on the road with ease when you fill the auto quote form.

If you have questions, don’t hesitate to call: 877-949-7873 or 855-GET-SELECT (855-438-7353). One of our licensed agents will help you right away.

How to reinstate driver’s license after DUI in Ohio?

How to reinstate driver's license after DUI in Ohio?

How to reinstate driver’s license after DUI in Ohio?

How to reinstate driver’s license after DUI in Ohio? If you have come across terms like OVI when looking up DUI penalties in the state of Ohio, do not get confused. In Ohio, what is popularly referred to as DUI is referred to as OVI meaning, operating a vehicle under the Influence. 

According the Ohio State Highway Patrol’s records, the past five months in the 2016 have report a high rate of DUI reporting 10,586 offences. This is a higher figure compared to the 9,230 reported in the year 2015. These statics clearly indicate the seriousness of DUI. It is no wonder then that the law in Ohio treats DUI cases with the seriousness it deserves.

What qualifies as a DUI in the state of Ohio?

Different states have different alcohol concentrations that they treat as acceptable in their jurisdictions. Ohio like many other states has the following BAC level guidelines as a deciding factor of a DUI.

  • For people under the age of 21 years, .02% BAC
  • For people over 21 Years, .08% BAC
  • For commercial drivers, .04% BAC.

If you fall under any of the categories stated and have a BAC level equal to or higher than the specified levels, then you are DUI in Ohio.

Note: BAC refers to blood alcohol concentration levels.

BAC tests are either done by breathalyzers, urine tests or blood tests. For you to be charged with a DUI, there can be no doubt as to your state of drunkenness at the time of arrest. What are the penalties of OVI/DUI in Ohio?

 Jail timeFinesLicense suspensionIID requirement
1st DUI3 days – 6 months$250-$1,0006 months – 1 yearNot required
2nd DUI10 days – 1 year$350-$1,5001-5 yearsNot required
3rd DUI1 month – 1 year$350-$1,5001-10 yearsRequired
4th DUI2 months – 1 year$800-$10,0003 years to lifeRequired

For minors:

1st DUI

2nd DUI

10 days – 1 year

Up to 1 year

$500 to $1,000

$350 to $1,500

6 months to 3 years

1-5 years

Probably

Probably

CDL

1st DUI

2nd DUI

Not specified

Not specified

Not specified

Not specified

Up to 1 year

Life

Probably

Non-applicable

Vehicular DUIUp to 15 yearsNot specifiedLifeNO-applicable

Ohio operates an ‘implied consent’ law. What this means generally, is there is a general assumption that if you are stopped, and asked to take a BAC test, you will consent to it. This effectively means that refusal to take such a test will automatically get punished in some way or the other.

It is not advisable to decline an OVI tests, but circumstances and your own assessment of the situation may lead you to decline one. When you choose to decline an OVI test, the officer requesting for one should inform you of the consequences of such a refusal and read you your Miranda rights in case when they decide to arrest you.  

However refusal to take such a test has consequence as tabulated below.

1st refusal1 year license suspension
2nd refusal2 years license suspension
3rd refusal3 years license suspension

For any traffic related offense you commit in the state of Ohio, remember the records will always show that you have had a run in with the law. However, the ‘look back period’ for traffic offenses in Ohio is 6 years.

This essentially means that if you do not commit another traffic offense within 6 years of your past offense, then your records have been wiped clean. However, committing a traffic offense within this period will mean that past offense will be factored in deciding your current DUI.

DUIs and you

Driving under the influence of alcohol or any intoxication is never a good idea. However, time and again people have been involved in grisly accidents that leave others and even themselves either permanently maimed or even dead.

It is therefore not surprising that the laws are very strict on DUI offenses. Now let’s delve into the main issues.

DUI for people over 21

If you are over 21 years, you may get a small break as your BAC levels do not have to be very low for you to be considered DUI.

However, it is not advisable to drink then drive as you can never be quite sure you are not over the limit. Unless, you have a breathalyzer with you in your pocket to keep checking if you are ‘high’.

For a 1st offender, you should spend at least 3 days behind bars. This is just a minimum number of days. In reality if you are found guilty, you can be jailed for up to 6 months. That is not all; you could part with $250-$1,000 of your hard earned cash.

As if that is not enough, you face a license suspension of between 6 months to a year. However, you will not be required to install an IID in your vehicle.

2nd time offenders will definitely face steeper penalties. You are looking at a possible 10 days to a year behind bars. Your fines will obviously have been stepped up and you will have to cough up about $350-$1,500. Also in serious jeopardy are your driving privileges.

You will face a suspension of not less than a year but not more than 5 years. This definitely is not a good option. This being your second DUI, you will be a little lucky as you do not require an IID.

For a 3rd time offender, you will be pushing your luck if you expect leniency. You may need to sober up behind bars for a period of not less than a month and depending on the gravity of the circumstances, up to a year.

This time though, your fines will remain similar to those of your 2nd DUI. What should worry you is the suspension of 1 to 10 years.

This time though the court will require you to install an IID in your vehicle.

4th time offenders probably face the worst of the penalties. While jail time of between 2 months to a year may not disturb them much, the fact that they will have to pay a minimum fine of $800 to $10,000 would probably scare them.

If this is not punishment enough, consider a license suspension of between 3 years to a life time. In short, if you are that out of control, you may never be allowed to drive again for as long as you live in Ohio.

Minors and OVI in Ohio

It should be noted that across the nation minor DUIs are take very seriously.

For a 1st time offense, you may spend be jailed for 10 days to a year. You may also have to part with $500-$1000 and a license suspension of between 6 months and 3 years.

For a 2nd offense, get ready to be behind bars for up to a year with fines ranging from $350-$1,000. You are in danger of losing your license for a period of up to 5 years. 

Minors are given special interest because they are the future. Leniency on them automatically means they will go on to become people who really never care about road safety or laws.  This is why, alone with the jail time, suspension and fines, you will find yourself required to attend alcohol education programs and probation.

Each DUI case is as unique as the people involved, it is therefore up to the court to decide what penalties to institute against a minor in each case.

CDL holders and alcohol

Generally a driver who is licensed to drive any of the following vehicles is considered a CDL (commercial driving license) holder.

  • A vehicle that has a combined weight of 26,001 lbs and above
  • A trailer that has a gross weight of 10,000 lbs and above
  • A vehicle that is designated to carry any hazardous material
  • Tanks- vehicles that carry liquids or gaseous materials.
  • Double or triple trailers
  • School buses among others.

In Ohio, little patience is given for CDL holders convicted of OVI. Generally your first DUI is your only opportunity. Your license will be suspended for up to a year.

However, if the vehicle you are operating has the Hazardous material placard, your suspension will be taken up to 3 years.

CDL holders do not have a chance for a second DUI, once you commit your second DUI, your license may be revoked for life.

DUI vehicular manslaughter

Generally vehicular manslaughter occurs when a DUI driver cause the death of another while operating a vehicle. Vehicular manslaughter in Ohio is a felony. What differentiates the gravity of the penalty is the degree you are charged under.

1st degree conviction – you will face up to 11 years in jail. This is usually after an elevation of a 2nd degree felony in which case you would have spent 2-8 years in jail. However, if you have been found guilty of driving without a license, have a prior record of vehicular assault and a prior sentencing of a vehicular homicide, and then it is automatically to first degree.

You will also automatically get a lifelong license suspension. It will be pushed to another limit of 15 years if you have had more than 3 DUI convictions, more than 3 vehicular assault convictions in the past 6 years, 3 or more involuntary manslaughter convictions in the past 6 years among others.

Generally the penalties keep increasing with the seriousness of the incident and the previous driving violations for the past 6 years. What is guaranteed is long sentence and permanent loss of driving privileges.

Driving without a license

If you are DUI and have no license or are driving with a suspended license, the court may suspend your license for up to a year, you may go to jail for up to six months and you will pay up to $1,000 in fines.

This of course is only applicable when no other offense has been involved. If there was an incident, then the charges will drastically change.

Because of the grave nature of OVI offenses, chances of you losing you driving privileges in Ohio are very high.  The period of the suspension is heavily determined by the nature of the offense and your driving records.

How do you reinstate a suspended driving license?

As a general rule in the state of Ohio, as long as you are driving you need to have a minimum insurance cover. This is in order to carter for any incidents or accidents that may happen in the future. These insurance cover requires you to have:

  • $12,500 maximum per person for bodily injuries.
  • $25,000 maximum for total insurance pay outs to people injured in the accident. Generally  victims who file first benefit and the rest can pursue the policy holder personally for compensation
  • $7,500 for property damage.

However, when it comes to DUI convictions, a lot more is required. This is because you are perceived as a danger to road users (pedestrian or drivers). Once you are convicted of a DUI offence the court will order you to acquire a . A is not an insurance policy.

It is a document drawn up by your insurance provider assuring all and sundry that in case of an accident or an incident that will require financial compensation, you will be in a position to cater for the financial costs that will arise out of the incident.

When the time for your suspension expires, you will be required to pay the court $475 and produce a . This therefore means your insurer must be in a position to offer this to you. However, it is important to note that DUI drivers have the tendency to scare away insurance providers.

The reasons as to why are quite obvious. Dangerous drivers are not attractive people to cover. The cost of insurance is generally determined by a lot of factors, like the make of the car, the cost, the mileage to be covered on a daily basis, where it will be drive and so on.

However, for DUI drivers a special ‘clause’ is added to the many determinants. Namely: The drivers DUI history. This piece of information cause your insurance costs to go up drastically. Therefore, the next time you DUI put these factors into consideration.

Of special attention is the fact that in Ohio, you can plea bargain your conviction to a wet reckless. This generally changes the seriousness of the offense you are accused off. Plea bargains also change the nature of the penalties you will receive.

However, you will most likely be asked to produce a for this purpose too. Whatever the case, if you wish to lift your suspension, you will have to prove financial responsibility.

This can only be provided by your insurance provider.

At Select Insurance Group no client is too difficult for us.  DUI, driving without insurance, DUI minors among many others are our specialty.

We have the machinery, ability, know-how and willingness to help you. Our job does not entail us crucifying you, rather helping and advising you.

Some of the services we offer you are: , FR44, SR50, and SR22A among others. We fully understand the law and how it works.

We are therefore the ‘go to’ guys when you are faced by an insurance requirement you may be unfamiliar with. However, it begins with you.

By filling our easy to fill forms we will be available to serve you 24/7 from whatever state you wish to be assisted from. All you need to do is talk to us.

Remember!

There should never be a rush to dying, do not be the person rushing others to their graves. Drink and drive responsibly.

If you have questions, don’t hesitate to call: 855-GET-SELECT (855-438-7353). One of our licensed agents will help you right away.

 
Select Insurance Group