Florida FR-44 Insurance
If you were convicted of driving under the influence (DUI) in Florida there are increased requirements for Florida FR-44 Insurance. You will be required to carry liability limits of:
- $100K per person
- $300k per accident
- $50k property damage
The Florida Uniform Financial Responsibility Certificate FR-44 is required for three years unless a judge determines differently. There are no driving restrictions associated with the FR44 form but the court may limit your driving based on the offense. The addition of the Florida FR44 is only $15 but the increase in your auto insurance will be due to the DUI you received.
Do not let your auto policy lapse because the insurance company will notify the state and you may be suspended again.
The state of Florida requires liability insurance to protect other drivers in the event of an accident. The minimum limits are:
- $10k Per Person Bodily Injury
- $20k Per Accident Bodily Injury
- $10k Property Damage
These limits are also required for filing an SR-22. Ask your insurance agent what they recommend based on your financial position. If you need to file a Florida FR44 you will be required to have higher liability limits.
Each case is different and the type of suspension can determine what is required to get your license reinstated. Below is a list of state links to the appropriate action needed:
State of Florida Blood Alcohol Concentration limits:
- All drivers .08 or above
- Commercial drivers = .04 or above
- Under age 21 = .02 or above
Implied Consent Law
When you get a drivers license in Florida you consent to a chemical test when you are suspected of driving under the influence of drugs and/or alcohol. If you refuse this test your license will be suspended for one year. If you are involved in an accident with serious injury or death the officer may force you to take the chemical test.
The ignition interlock device program is designed for those drivers who have been convicted of driving under the influence of alcohol. It is the sole responsibility of the driver to get the IID installed from a certified provider on each vehicle they operate.
How much does the IID cost?
Standard installation is $70 plus a refundable $100 deposit due at installation. Another $67.50 is for monthly monitoring and calibration. For more information contact a certified IID provider.
Interlock Systems of Florida (866) 837-8646
Interlock Group of Florida (800) 728-7396