Cheap SR22 insurance is easy to find if you shop around for the best price like Select Insurance Group does for you. Be sure to let the company know you need an SR22 and any accidents or tickets you also have. We offer a free service that allows you to compare multiple SR22 insurance quotes in minutes.
Cheap SR22 Insurance Policies
Select Insurance Group™ offers cheap SR22 insurance solutions for the high-risk driver, regardless of your driving history or prior insurance. If you need Non-Owner coverage or DUI insurance, our company is the right SELECTion for you! We shop multiple sources, can meet the needs of even the most difficult to insure drivers, are licensed coast to coast and will find you the most competitive product and price for your insurance dollar.Let Select Insurance Group find you the lowest price on your insurance today! Call Now 1-855-438-7353 or enter your information into our quote system!
Select Insurance Group shops quotes from over 15 companies that cater to the high-risk driver to find YOU the lowest rate available. However, be careful to not shop on price alone because as the old saying goes, ”you get what you pay for”. You’re going to want an agent/agency that’s familiar with the system so your policy information is properly submitted quickly, properly and acknowledged by the DMV upon arrival. We work with hundreds of driver’s each year that require SR22 policies and devote our undivided attention to this-type-of business. Improperly submitted paperwork is often an issue with lesser experienced agencies. Many things like improper case numbers, unqualified discounts, state laws/restrictions/rules can cause you to owe additional fees, incur a longer suspension duration, and/or other unwanted repercussions. Experience is critical when it comes to something serious like your ability to hold a driver’s license! Remember, “you get what you pay for”.
Frequently Asked Questions
The cost to add an SR-22 filing to your auto insurance is usually $25 to $50. This is only the cost to file the form with the state. Your largest cost associated with the SR22 is the underlying citation such as a DUI. Most insurance companies increase your auto premium substantially in the event you are convicted of a DUI or other major violation. Be sure to get SR22 quotes from multiple companies to compare prices.
Yes you can switch insurance companies during your required suspension period. If you find a lower rate at a different insurance company just make sure there is no lapse of coverage and the new company has all the SR22 filing information.
In most states the SR22 is required for three years but can be up to 5 years depending on your court required suspension period. The required time period will be stated on your suspension paperwork. If you cancel your SR22 policy prior to the end of your suspension the state will suspend your license again.
If you are required to have an SR22 filed with your current residence state and you move you must continue to file with your previous state. Be sure to inform you insurance company of the new address but make sure that SR22 does not cancel. Not every state requires an SR22 filing so ask your insurance agent or company for details.
If you have been arrested or convicted to one of the following you may be required to carry an SR22:
- Driving with under the influence DUI, DWI, DWAI
- At fault in an accident while driving without insurance
- Multiple traffic offenses specific to your state
- Most any suspension related to a traffic violation
No, SR22 insurance is specific to the state which the violation occurred. If you plan to move to another state while your current state still requires the SR22 filing do not cancel the policy until you have transferred your insurance to the new state. Some states don’t require SR22 insurance but may have other requirements. Check with an insurance agent to see what the state requirements may be.
When you file an SR22 with most states they only care that you have proper liability coverage. When you add an SR-22 filing it is usually added to one vehicle only but this shows you have liability protection in that state for the required limits. For example you could have a motorcycle or second vehicle insured with another carrier that does not have the SR22 and that is acceptable.
If you own a motorcycle and need SR22 insurance you can file the SR-22 form on that bike. Motorcycle insurance offers drivers the ability to own a bike and still have liability insurance which is required to file form SR22.