Idaho Non Owner SR22 Insurance

Idaho Non Owner SR22 Insurance  – While most drivers who file SR22 insurance in Idaho have vehicles they own some don’t and we can help both. Whether you own a car or not we can help find affordable SR22 insurance in Idaho. For those drivers that don’t own a car the process is very similar to a standard auto insurance quote except there is no coverage for a specific vehicle. You will still be rated on your past driving history, address, age and other factors just as you would if you own a car.

Getting quotes for SR22 insurance is easy and fast when you use our free online system. Start by entering your zip code above then compare at least 2 companies so you can find a low cost auto insurance policy. If you need to file a SR22 with Idaho Department of Motor Vehicles then make sure the company knows your case information and they can usually submit the filing electronically.

Idaho SR22 Insurance Requirements

Most drivers in Idaho who need to file an SR22 have been convicted of a major traffic violation such as driving under the influence of alcohol or drugs. There are other reasons such as driving without insurance or failing to pay child support that may require an SR-22 filing. The minimum required liability limits are as follows:

Bodily Injury Per Person Bodily Injury Per Occurrence Property Damage
$25,000 $50,000 $15,000

In addition to the usual $25 filing fee for an SR22 you can also expect to pay up to $285 to reinstate your driver’s license. The reinstatement fee varies based on the case so reference the Idaho Transportation Department for current rates.

How much is non-owner SR22 insurance in Idaho?

The cost of an SR22 in Idaho really depends on the nature of the case. For example if a driver was convicted of DUI and they are required to file the SR-22 then the cost will be up to 3 times more than someone with a clean driving record. Remember the filing is not just required because of traffic violations but also not paying child support. The best thing you can do is compare rates from multiple companies in Idaho to see which one offers the best non-owner SR22 policy.