Our company provides cheap SR22 insurance quotes for high-risk drivers all over United States. Based on your driving history and current status – we are able to find affordable solutions to any cases. Select Insurance Group shops multiple sources, can meet the needs of even the most difficult to insure drivers. Our agents will professionally assist you in getting cheap rates on SR22. To get started – fill out our quote form and we will contact you at our first convenience.
What is SR22 insurance?
This is not your normal auto insurance policy or a substitute of the same. Actually, it is an official document otherwise known as a Statement of Responsibility or Certificate of Financial Responsibility (CFR). In some states, the document may be referred as an FR-44.The court or state’s Department of Motor Vehicles will request for this document if they want to verify that you satisfied the minimum auto insurance liability coverage. The SR22 insurance is an important document when you need to reinstate driving privileges, after being convicted of a DUI or DWI or cited for multiple traffic offenses.
How do I get an SR22 insurance?
Your insurance company is responsible for filing the form with the state’s DMV on your behalf. The insurance provider must be licensed in the state that requires the document. You must be servicing a policy with the insurance provider or they might require you to purchase one if they are willing to file the request for you.
Is an SR22 insurance necessary?
Regulations of obtaining an SR22 insurance vary with the state, so not everyone needs the certificate. However, if you are involved in a DUI and DWI (first or repeated) convictions, driving without a license, being involved in an accident without a license and reckless driving, it is the state or court’s mandate to obtain an SR22 insurance. The SR22 insurance details vary by jurisdiction.
What is the cost of obtaining an SR22 insurance?
You will need to pay an average filing fee of about $15 - $25, in other states it can even be higher. The cost might be high in terms of the policy you purchased, especially when the insurance provider considers you as a high-risk driver. You will have to pay high premiums until your carrying period expires.
How long does one carry an SR22 insurance?
The nature of your traffic offense(s) will dictate the duration of an SR22 insurance obligation. Some can be as short as 1 year other as long as 5 years, but on average it lasts for a period of 2-3 years. You will have to maintain your insurance coverage during this period of time.
How does one reinstate driving privileges using an SR22 insurance?
The state DMV will require the certificate to renew, issue and reinstate a suspended or revoked driver’s license. You are expected to honor the auto coverage policy premiums and meet other SR-22 insurance requirements. If you let your policy lapse or cancel your insurance, the insurance provider has the mandate to report the change of events to the state- you might have to meet the requirement a fresh or get additional penalties.
How long does it take to file an SR22 insurance?
All you need is to use our auto quote form to get started. Filing can take as low as 5 minutes of your time. Once you leave your information - our licensed agent will be calling you. Right after e-file process you'll be able to print ID cards, filing & policy info instantly.