When you’re charged with a DUI or other traffic violation, the first thing you should do is count your blessings that no one was hurt (hopefully that’s true). The second thing you should do is call an attorney. After that, there’s a whole plethora of things you’ll have to take care of. One of the main things is that you get your license back as soon as you legally can, and after that, you have to make sure you get insurance.
If you’ve been convicted of driving under the influence, you’ll need a special kind of insurance. SR22 insurance is generally offered and sometimes required by some Departments of Motor Vehicles for those who have been convicted of driving while intoxicated or under the influence of an intoxicant. When you are convicted, you can count on your insurance rates going up, or you may be dropped from your insurance altogether. But you will need auto insurance at some point, and you may need to purchase SR22 insurance as a result of your conviction.
If you do have to buy special insurance as a convicted offender, it’s important that you know that you can purchase it at a discounted rate. You don’t have to put up with doubled, tripled, or even higher rates just because of your conviction. Doing some research will ensure that you don’t break the bank to insure yourself and your vehicle after a conviction. Obviously driving while under the influence of alcohol or any other intoxicant is a bad idea; after lawyer fees, a potentially narrow escape from disaster, DMV fees, a potential loss or suspension of your license, car repairs and increases in insurance premiums, that’s one mistake you won’t make again.
Luckily, people who have been convicted of a DUI may be able to secure insurance at a reasonable price so they can go on with their lives, learn from their mistakes, and continue to drive responsibly. Once you have paid your fees and your debt to society, you don’t have to be responsible for outrageously increased premiums and unfair policies because of one DUI conviction.